Auto top-up

Keep your accounts funded without manual intervention.

To reduce manual effort and ensure uninterrupted spending, Mynt supports automatic top-ups based on a configurable minimum balance threshold. When an account’s available balance drops below the defined threshold, funds are automatically added via direct debit.

How it works

You set two key parameters:

• Minimum “available to spend” threshold – the balance at which a top-up should trigger.
• Top-up amount – the amount to be added each time the threshold is reached.

When the account balance drops to or below your set threshold, the system automatically initiates a top-up for the specified amount. This process helps ensure funds are always available for card usage or other transactions.

Best practice

It is recommended to configure the top-up amount based on approximately one week's expected expenditure. This ensures fewer triggers and maintains a healthy balance buffer.